Stop Being So Poor

App Type: Personal Finance Management (does not connect to bank)
Cost: Free
Availability: Android and iOS

An ASIC Money Smart App, TrackMySpend is a basic budgeting app thathelps you track what you spend.

You can categorise expenses, set regular expenses as favourites and flag expenses as needs or wants.

You can also download the data to a spreadsheet for further analysis or to import into other accounting software.

It’s not designed to spit out comprehensive or detailed statements, it’s literally just a tool to help you write down your expenses so you can see where your money is going. If you’re really fresh to this whole budgeting and tracking thing, this could be a good place for you to ease into it.

Another ASIC app is TrackMyGOALS is designed to help people cultivate good savings habits and reach their goals.

This app helps you to create realistic savings goals, prioritise and visualise those goals, and track you progress.