Menopause, Marriage and Motherhood

Kiss and Makeup

I’m going out to a special event tonight: my friend’s 40th birthday bash. She’s a high profile online entrepreneur who likes to dress in designer gears and who spends a fortune on makeup at Chanel. I don’t really do makeup. Mascara, yes, but that kind of doesn’t count as makeup. I keep trying to wear …

Stop Being So Poor

How to Budget Your Money

App Type: Personal Finance Management (Does not connect to bank) Cost: $62.99 Availability: iOS This app uses a virtual version of the old-fashioned envelope system to help you budget your money. Whilst it’s not the cheapest app on the market, for those of us who like to be able to visualise things easily, it could …

Stop Being So Poor

Be Money Smart

App Type: Personal Finance Management (does not connect to bank) Cost: Free Availability: Android and iOS An ASIC Money Smart App, TrackMySpend is a basic budgeting app thathelps you track what you spend. You can categorise expenses, set regular expenses as favourites and flag expenses as needs or wants. You can also download the data …

Stop Being So Poor

Debit & Credit

App Type: Personal Finance Management (does not connect to bank) Cost: Free or upgrade to Premium for $19.99 Availability: iOs and Mac Similar to MoneyWiz 3, this app takes your transactions and categorizes them, allowing you to track your spending against budgets and balance your accounts. The difference between the two apps is that Debit …

Stop Being So Poor

Raiz your savings

App Type: Investment Cost: App is free but there is a monthly fee: $1.25 per month for balances under $5,000 at time of writing Availability: Android and iOS Now available in Australia, Raiz is an investment app that links to your bank account. When you spend, Raiz rounds up your transaction to the nearest dollar …

Stop Being So Poor

Become a Wiz with your Money

My favourite money app. MoneyWiz 3 is an Australian personal finance app that not only allows you to track your expenses to work out your monthly spend, it also allows you to forecast based on upcoming transactions, so you can see what your balance will be after certain payments have gone out. For me, this …

Stop Being So Poor Must Haves

Lucky B***h

Listen to my review here: Denise Duffield-Thomas found herself in a similar position to the one that a lot of us find ourselves in: hating our job, not enjoying life, trudging miserably from boring day to even more boring day. The only difference between Denise and me was that Denise got off her bum and …

Stop Being So Poor Must Have's

Dave Ramsay’s Total Money Makeover

Listen to the audio review here… (Please excuse the scratchy voice! A leftover from a throat infection)   Read the review here… The more I started looking at debt reduction and financial freedom, the more one man’s name came up: Dave Ramsay. Everyone raves about Dave, he’s got tens of thousands of amazing reviews, so I …

Stop Being So Poor Must Haves

Rich Dad’s Classics

Robert Kiyosaki I told the story of how Rich Dad, Poor Dad started us off on our journey to wealth (read about it here), well here’s the original three books in one boxed set. Rich Dad, Poor Dad lays out the story of Robert’s childhood and the differing views his two ‘dads’ held on money, …

Stop Being So Poor Must Haves

The Barefoot Investor

Scott Pape As far as I’m concerned, this is hands down the best personal finance book, whether you’re Australian or not. I know most Americans go gaga for Dave Ramsey – and he’s great – I found Scott to be easier to follow and to give amazing practical advice without all the hyperbole that Dave …

Stop Being So Poor Must Haves

The Millionaire Next Door

Thomas J. Stanley & William D. Danko This book fascinated me; I couldn’t put it down. Stanley and Danko set out to study wealthy people and their spending habits, so they spoke to people whose net worth defined them as millionaires along with those whose salaries and age defined them as likely millionaires. Using this …

Stop Being So Poor Must Haves

Think and Grow Rich

by Napoleon Hill. Written in 1937 (!), this is considered by many to be the father of money mindset books and an absolute must-read… …which is quite funny (interesting?) when you consider the fact that Hill was, it turns out, a complete con artist. Passing bad checks, setting up fake charities and pocketing the money, engaging in securities …

Stop Being So Poor Must Haves

Rich Dad, Poor Dad

by Robert Kiyosaki Back in early 2001, I was a stay-at-home mum and John was working for a large building company. We were mortgaged to the hilt, with loans and credit cards, struggling to keep our heads above water financially. One day, John came home from work and threw a book onto my lap. “There’s …

Stop Being So Poor Must Haves

It’s Only Money, Honey!

by Kat Loterzo Kat went from being beyond broke – around $100,000 in debt – to currently earning around $400,000. A month. I first met Kat in 2016 when I bought another one of her books – 100 S**t Hot Journalling Questions – and then enrolled in one of her programs. After that, she became …

Stop Being So Poor Must Haves

Get Rich, Lucky Bitch

Get Rich, Lucky Bitch by Denise Duffield-Thomas Watch the video review… Or read the review… Get Rich, Lucky Bitch By Denise Duffield-Thomas is a great book for anyone on the road to wealth, regardless of where they’re at right now. I love Denise’s style of writing and her way of thinking. She’s a bizarre mix …

Menopause, Marriage and Motherhood

I Am A Hot Rock Chick

I found out something interesting yesterday. And I’m not very happy about it. Here I was, sitting back, smugly enjoying the fact that I can completely justify every single resentment that I hold, every grudge, every regret, when someone pointed out that (in the English language at least) we “harbour” them all. We pride ourselves …

Menopause, Marriage and Motherhood

Not much of a girl

I’ve always felt that I’m not really a girl. Or rather, I am a girl but I’m not a ‘proper’ girl, a ‘real’ girl, a ‘girly’ girl. Personally, I blame my parents, it’s all their fault. Their siblings had many, many male children and few female ones and when I was five, my parents moved …

Back off, Vegan Warriors!

How can you tell if someone is a vegan? There was a rare but companionable lull in the conversation between my friend and I as we sat having lunch one sunny day. Both of us love people watching and we soaked up the opportunity for a bit of observation, until suddenly she said, “How can …

9 (Best!) Apps To Skyrocket Your Finances

Tools to help make managing your finances easier Apps for: budgeting tax saving money management business expenses ***This post may contain affiliate links, which means I may receive a small commission, at no cost to you, if you make a purchase through a link on this blog. I would never recommend a product I don’t …